A lot of stress has built/is building in our lives right now.
First, Justin had an interview at Weber State for a fantastic manager job. (Which he got!!!) But we are sort of still feeling the residual stress of travel and interviewing. Plus, there's a lot to learn for this job.
Second, our Mazda Wagon has had a lot of issues and we are going to take it to the dealership and hope for a good price. We're hoping to do that Friday.
Third, we are renting a car in the meantime, and that can be very expensive. We need to return it Friday.
Fourth, we found a car we want, but we have to take out a car loan and we have some reservations about it. We're going to do that on Friday.
Fifth, Justin's internship ends today and he has a lot of wrapping up to do there.
Sixth, no rest for the wicked, because the semester starts on Monday.
Seventh, our little guinea pig Xabi is rapidly losing weight, so we're taking him to the vet on Friday.
Eighth, there's a LOT of drama going on at my work recently. And it has been dragged out since mid-June.
Ninth, we are moving in 4 months and renting a moving truck is not inexpensive.
Tenth, my ear is still whooshing. It seems to be slightly better, but I dream of the day that I never hear it.
In conclusion, lots of things are going on, on Friday!
Showing posts with label stupid money. Show all posts
Showing posts with label stupid money. Show all posts
Thursday, August 20, 2015
Wednesday, January 23, 2013
January Goals Update
I want to have a check-in on my goals every month. This is my 2013 goals update for January.
Maintenance Goals:
1. Exercise. I want to exercise at least 3 times a week. So far I have met that goal since I started. In fact, last week I exercised five times! The exercise that I have not yet started is running and strength training. So far I have only done cycling and yoga. I ran for about 10 (nonconsecutive) minutes, but man. I forget how intense running is. I am hoping that once the snow melts and the inversion clears out I can start running outside. I also need to charge my iPod so that my mind can get absorbed into the music instead of my burning lungs and wobbly legs.
2. Eat better. I have been using the myfitnesspal.com website, and have consistently been under calories. Well, except for the past two days. I'm working on that, though. I also have not eaten out for lunch for a long while. Instead I keep bread and peanut butter and apple sauce in my work drawer.
3. Spend wisely. I am wanting to do better on this. I think so far I have been fine, but the main problem is that I need to get to work on time. Then I can transfer more money over to savings when I get it. So far I only transferred $50 over, when I really should be transferring $100. Part of the problem is that there isn't a distinction within my savings account that says 'emergency' or 'vacation' or 'around-the-house-things-I-want'.
4. Cook more. I haven't really done a ton of this. Not really. I've prepared meals, but putting a tortilla on a skillet and sprinkling shredded cheese over it doesn't really count in my opinion. The last meal I made was the shrimp/coconut/cilantro noodle dish. Maybe I'll make something tonight.
5. Read more. So. I haven't read a book this month. Maybe I'll start reading The Great Gatsby, since that movie is coming out and it's a classic.
6. Study Spanish. I have sort of been MIA with duolingo, which is dumb because it is at your own pace and not that hard. I'll get back on that.
Event Goals:
1. Run 5ks/10ks/half marathon. The problem with this goal is that races are bizarrely expensive. 25 bucks to run 3.2 miles? 30 to run double that? Not sure I can justify spending 55 bucks for 2 races. Maybe I'll create my OWN races.
2. Make my children's books. Nope. Haven't even started.
3. Have a wedding at a reasonable price. Well, so far everything that I've purchased is pretty cheap! Family is helping out and hopefully we can keep it reasonable.
Maintenance Goals:
1. Exercise. I want to exercise at least 3 times a week. So far I have met that goal since I started. In fact, last week I exercised five times! The exercise that I have not yet started is running and strength training. So far I have only done cycling and yoga. I ran for about 10 (nonconsecutive) minutes, but man. I forget how intense running is. I am hoping that once the snow melts and the inversion clears out I can start running outside. I also need to charge my iPod so that my mind can get absorbed into the music instead of my burning lungs and wobbly legs.
2. Eat better. I have been using the myfitnesspal.com website, and have consistently been under calories. Well, except for the past two days. I'm working on that, though. I also have not eaten out for lunch for a long while. Instead I keep bread and peanut butter and apple sauce in my work drawer.
3. Spend wisely. I am wanting to do better on this. I think so far I have been fine, but the main problem is that I need to get to work on time. Then I can transfer more money over to savings when I get it. So far I only transferred $50 over, when I really should be transferring $100. Part of the problem is that there isn't a distinction within my savings account that says 'emergency' or 'vacation' or 'around-the-house-things-I-want'.
4. Cook more. I haven't really done a ton of this. Not really. I've prepared meals, but putting a tortilla on a skillet and sprinkling shredded cheese over it doesn't really count in my opinion. The last meal I made was the shrimp/coconut/cilantro noodle dish. Maybe I'll make something tonight.
5. Read more. So. I haven't read a book this month. Maybe I'll start reading The Great Gatsby, since that movie is coming out and it's a classic.
6. Study Spanish. I have sort of been MIA with duolingo, which is dumb because it is at your own pace and not that hard. I'll get back on that.
Event Goals:
1. Run 5ks/10ks/half marathon. The problem with this goal is that races are bizarrely expensive. 25 bucks to run 3.2 miles? 30 to run double that? Not sure I can justify spending 55 bucks for 2 races. Maybe I'll create my OWN races.
2. Make my children's books. Nope. Haven't even started.
3. Have a wedding at a reasonable price. Well, so far everything that I've purchased is pretty cheap! Family is helping out and hopefully we can keep it reasonable.
Friday, November 16, 2012
Crunch time.
I need more sleep and more hugs and less stress and less obligations.
edit: and more money!!!
Monday, January 30, 2012
Frustration
So. I bought a car not too long ago. I have a loan on it. The credit union and I agreed that we would have the loan payment each month come out of my payroll, since I work at the same place as the credit union is associated with.
I've been making extra payments on the loan, as well, just to get ahead and to gain some credit and pay less interest.
Well, I was looking at my loan today and I thought 'Something doesn't seem right.'
So I call the credit union, and they didn't complete setting up the payroll payment system. So not only have I been paying extra interest (it may only be like 10 bucks, who knows. I don't. but it is still annoying) BUT, I am not as far ahead as I thought. It doesn't exactly make me feel super confident that they not only said they would set it up and didn't do it correctly, but didn't even catch it.
SO frustrating. You know, if you're going to be dealing with people's money, you sure as hell better be doing your job right.
I've been making extra payments on the loan, as well, just to get ahead and to gain some credit and pay less interest.
Well, I was looking at my loan today and I thought 'Something doesn't seem right.'
So I call the credit union, and they didn't complete setting up the payroll payment system. So not only have I been paying extra interest (it may only be like 10 bucks, who knows. I don't. but it is still annoying) BUT, I am not as far ahead as I thought. It doesn't exactly make me feel super confident that they not only said they would set it up and didn't do it correctly, but didn't even catch it.
SO frustrating. You know, if you're going to be dealing with people's money, you sure as hell better be doing your job right.
Monday, November 28, 2011
This Christmas
This Christmas it will have to be the thought that counts. I just budgeted everything for this month, including my car loan, the gifts I want to get, and the gifts I've already bought, and it is looking a little thin.
Yikes.
Yikes.
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